Credit Risk Analyst

Manchester, United Kingdom
23 Jun 2019
11 Jul 2019
Oil and Gas
Contract Type
Full Time
About us

From origins as a small, independent gas supplier in the North West of England, we have grown to become a major business energy supplier. After just ten years, Gazprom Energy has become the second largest business gas supplier in the UK and we currently supply 34,000 business customers at over 80,000 sites across Europe.

Manchester is home to our European headquarters, a base from which we have expanded into France and the Netherlands. Our teams across Europe are united by the shared ethos of being helpful and making life easier for our customers. In 2015 we won the coveted Energy Supplier of the Year award at the Energy Awards 15, as well as achieving Gold standard in people management by Investors in People for the second time running.

Our culture is defined by our people. Through living our values every day we continue to create a culture that enables us all to succeed. We work as one team with our customers, our parent company and each other in order to understand each other's needs. With an unstoppable passion for excellence, growth and learning, we're committed to creating an environment that fosters the development of knowledge, skills and experience, so that our people can thrive and prosper in their careers with us. We believe that we have the best team in the industry which makes us a trusted partner across international capital and energy markets. Our diverse employee base, with a wealth of expertise, knowledge and experience makes GM&T a truly exciting place to work. We encourage new ideas and initiatives as innovative thinking is central to how we do business. Most importantly, we are a growing and developing business where inspired individuals can make a difference and help shape our future.

Role objectives

This position is responsible for supporting the operations and development of risk management activities at Gazprom Energy.

You will have a wide remit with a primary focus on supporting our Paris office and will cover aspects of credit risk underwriting, portfolio management, alongside commercial insight, presentations and stakeholder management.

We are a fast-paced dynamic organisation so if you like variety and have a thirst for learning this is the place/team for you.

Duties & Responsibilities

  • The preparation and presentation of credit applications for approval for new business and annual reviews for existing business. To include a detailed financial analysis and a full appraisal of all credit risk factors.
  • Participate in meetings with Commercial and the customers directly, in order to identify solutions that enable credit facilities to be approved.
  • Constantly review credit process and systems, in particular Credit / Sales interfaces, ensuring optimal processes are in place.
  • Understanding, questioning and developing of Key Credit Risk Measures including sourcing of data in a sustainable way.
  • Understanding, working closely and managing relationships with trade credit insurance companies and credit risk bureaus.
  • Develop and maintain strong relationships with key stakeholders to ensure data and assumptions are valid and sound credit opinion are communicated to stakeholders in a convincing, understandable and concise manner.
  • Managing complex projects related to credit risk and requiring coordination with other departments.

Skills & Competencies

  • Educated to degree level, ideally in a numerate subject.
  • Demonstrable experience in the credit risk area.
  • Understanding of credit risk management practices, including experience in analysing French based counterparties desirable but not essential.
  • Proficient with Microsoft Office products (strong in Excel)
  • Extensive analytical experience
  • Demonstrate a rational, pragmatic, disciplined and methodical approach to delivery.
  • Excellent communication, organisational and influencing skills
  • Strong verbal and written communication skills
  • Demonstrated ability to assess complex problems and deliver solutions
  • Ability to work under pressure and adaptability to a changing environment
  • Ability to produce accurate reports within tight deadlines.
  • Ability to work independently as well as in a team.


  • The ideal candidate will be able to demonstrate relevant experience in a risk environment.
  • Working knowledge of corporate credit assessment
  • Ability to produce accurate reports to meet tight deadlines
  • An understanding of company Accounts and experience in financial analysis.


  • Degree in a numerical, financial or business-related discipline is preferred.

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