Construction Insurance Specialist #975581

Job DescriptionJob Description

Job Title: Construction Insurance Specialist
Location: St. Pete, FL (onsite hybrid)

Employment Type: Full-time 

Overview:
We are seeking a Construction Insurance Specialist to manage and support our company’s construction-related insurance programs. This role is responsible for securing coverage, managing renewals, supporting claims, and partnering with internal and external stakeholders to minimize risk and ensure cost-effective insurance solutions. The ideal candidate will have deep knowledge of construction-specific insurance lines, excellent negotiation skills, and proven experience in risk assessment and claims management.

Key Responsibilities:

• Purchase and negotiate construction insurance policies, including general liability, builder’s risk, professional liability, and other required coverages.

• Manage policy renewals to maintain appropriate coverage while ensuring cost efficiency.

• Conduct regular construction risk assessments (property, materials, equipment damage, workplace safety, and third-party liabilities).

• Develop and implement strategies that balance risk exposure with insurance premium costs.

• Build and maintain strong relationships with construction-focused underwriters and brokers to secure optimal terms and pricing.

• Partner with the safety program to create risk control reports and implement site-specific safety measures.

• Coordinate all consolidated construction insurance programs to ensure alignment across policies.

• Manage the company’s insurance claims process, including reporting, documentation, negotiations, and settlements.

• Collaborate with outside counsel and insurance carriers on insurance-related litigation.

• Maintain ongoing relationships with insurance carriers and TPAs to ensure timely claims resolution.

• Analyze claims data and identify trends to improve risk management and claims processes.

• Provide regular reports and recommendations to senior leadership to reduce risk and control insurance costs.

Qualifications:

• Bachelor’s degree required; degree in Risk Management, Insurance, Business, or related field .

• 7+ years of experience in insurance and risk management, with a strong emphasis on construction insurance.

• Deep understanding of construction-specific insurance policies and coverage.

• Proven ability to assess and mitigate construction-related risks.

• Strong negotiation and relationship management skills with underwriters, brokers, and carriers.

• Excellent communication, organizational, and analytical skills.

• Ability to manage multiple priorities and work independently.

• Proficiency in Microsoft Office Suite.

:

• Prior experience working with corporate or large-scale construction projects.

• Experience coordinating consolidated insurance programs across multiple projects or business units.